Date of Purchase
16.11.2014 to 31.03.2016
01.04.2016 to 30.09.2016
01.10.2016 to 31.03.2017
01.04.2017 to 30.06.2017
01.07.2017 to 31.12.2017
01.01.2018 to 30.09.2018
01.10.2018 onwards
Amount of Deposit
Rate of Interest
Premature payments After
Amount Payable
After 2 years 6 months or more but before 3 years
After 3 years more but before 3 years 6 months
After 3 years 6 months or more but before 4 years
After 4 years or more but before 4 years 6 months
After 4 years 6 months or more but before 5 years
After 5 years or more but before 5 years 6 months
After 5 years 6 months or more but before 6 years
After 6 years or more but before 6 years 6 months
After 6 years 6 months or more but before 7 years
After 7 years or more but before 7 years 6 months
After 7 years 6 months or more but before 8 years
After 8 years or more but before maturity
On maturity i.e. after 8 years 7 months Reset
8 years or more but before maturity
On maturity i.e. after 8 years 4 months Reset
After 8 years or more but before 8 years 6 months
After 8 years 6 months or more but before 9 years
After 9 years or more but before maturity
On maturity i.e. after 9 years 2 months Reset
After 9 years or more but before maturity
On maturity i.e. after 9 years 4 months Reset
After 9 years or more but before maturity
On maturity i.e. after 9 years 5 months Reset
After 9 years or more but before 9 years 6 months
After 9 years 6 months or more but before maturity
On maturity i.e. after 9 years 7 months Reset
After 9 years 6 months or more but before maturity
On maturity i.e. after 9 years 10 months Reset
Desclaimer : We have presumed the Premature Payment amounts to be same as for the period 01.10.2016 to 31.03.2017, when the interest rate and maturity period were same i.e. 7.7 % and 94 months respectively. Please accept these amounts at your own risk and responsibility.