Tax Planning

This section provides information relating to various Bank, Post Office and other deposit / investment schemes with a special emphasis on Tax Planning i.e. to reduce Income Tax Liability. The section also provides information relating to various Personal Finance schemes of banks.

Bank Deposit / Investment Schemes

Bank DepositsBrief description of various Bank Deposit / Investment schemes for Residents and Non-residents.
Bank Tax Saving SchemeSalient features and tax benefits of Bank Tax Saving Time Deposit Scheme.
Current AccountSalient features of Bank Current Accounts.
Savings BankSalient features and tax benefits of Bank Saving Accounts.
Recurring DepositSalient features Bank Recurring Deposit accounts.
Time / Term /Fixed DepositsSalient features of Bank Time / Fixed Deposit accounts.
FCNR AccountSalient features of Foreign Currency Non-resident (FCNR) Account.
NRE AccountSalient features of Non-resident External (NRE) Account.
NRO AccountSalient features of Non-resident Ordinary (NRO) Account.
KYC norms Information about Know Your Customer (KYC) norms.

Post Office Deposit / Investment Schemes

Post Office Small Saving SchemesBrief description of Post Office Small Saving Schemes
Saving Accounts (POSB)Salient features of Post Office Saving Accounts (POSB)
Recurring Deposit (PORD)Salient features of Post Office Recurring Deposit (PORD).
Monthly Income Scheme (MIS)Salient features of Post Office Monthly Income Scheme (MIS).
Kisan Vikas Patras (KVPs)Salient features of Kisan Vikas Patras (KVPs).
Senior Citizen Saving Scheme (SCSS)Salient features of Senior Citizen Saving Scheme (SCSS).
National Saving Certificates (NSCs)Salient features of National Saving Certificates (NSCs).
Time Deposits (POTD)Salient features of Post Office Time Deposits (POTD).

PPF (Public Provident Fund)

PPF AccountSalient features and tax benefits pf PPF (Public Provident Fund) Accounts.
PPF CalculatorsCalculate PPF Interest, Maturity and Return on Investment.
PPF formsDownload various PPF forms in fillable PDF format.
PPF RulesPublic Provident Fund Rules 1968.

Sukanya Samriddhi Yojana / Scheme

SSY accountSalient features and tax benefits SSY (Sukanya Samriddhi Yojana) Account.
SSY CalculatorsCalculate SSY Interest, Maturity and Return on Investment.
SSY formDownload various SSY account opening forms SSA-1 in fillable PDF format.

Other Tax Saving Options

Life InsuranceSalient features and tax benefits of life Insurance.
Health / Medical InsuranceSalient features and tax benefits of Health / Medical Insurance.
Mutual FundsSalient features and tax benefits of Mutual Funds.
Home LoanSalient features and tax benefits of Home Loan.

Personal Finance Schemes

Home LoansInformation about Home Loans.
FAQs - Home LoanFrequently Asked Questions about Home Loans.
Education LoansInformation about Bank Education Loans.
Personal LoansInformation about Personal Loans.
Two Wheeler LoansInformation about Bank Loans for Two Wheelers (Motor-bike / Scooter).
Property LoansInformation about Bank Property Loans.
Car LoansInformation about Bank Car Loans.
Reverse MortgageInformation about Reverse Mortgage Loans.

SBI Lending Rates

SBI Lending RatesSBI Lending Rates for Perquisite Valuation for various Loans as on 01.04.2018 and .01.04.2017 for AY 2018-19 and AY 2019-20 respectively.

Disclaimer

Finotax.com does not make any claim that the information provided on its pages is correct and up-to-date. The contents of this site cannot be treated or interpreted as a statement of law. In case, any loss or damage is caused to any person due to his/her treating or interpreting the contents of this site or any part thereof as correct, complete and up-to-date statement of law out of ignorance or otherwise, this site will not be liable in any manner whatsoever for such loss or damage.

Modified : Jan 24, 2019